{"id":65,"date":"2026-02-23T15:35:45","date_gmt":"2026-02-23T15:35:45","guid":{"rendered":"http:\/\/circleof8.net\/demos\/ins_wp\/?page_id=65"},"modified":"2026-03-15T11:50:40","modified_gmt":"2026-03-15T11:50:40","slug":"terms-of-services","status":"publish","type":"page","link":"http:\/\/circleof8.net\/demos\/ins_wp\/terms-of-services\/","title":{"rendered":"Terms of Services"},"content":{"rendered":"<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Acceptance of Terms<\/h2>\n<p class=\"text-gray-700\">By accessing and using Insurology&#8217;s website and services, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our services.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Description of Services<\/h2>\n<p class=\"text-gray-700\">Insurology provides an online platform for comparing insurance quotes, researching insurance products, and accessing insurance-related educational content. We are not an insurance company but a technology platform that connects consumers with insurance providers.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">User Responsibilities<\/h2>\n<p class=\"text-gray-700 mb-2\">When using our services, you agree to:<\/p>\n<ul class=\"list-disc pl-6 space-y-2 text-gray-700\">\n<li>Provide accurate, current, and complete information<\/li>\n<li>Maintain the security of your account credentials<\/li>\n<li>Notify us immediately of any unauthorized access to your account<\/li>\n<li>Use our services only for lawful purposes<\/li>\n<li>Not attempt to gain unauthorized access to our systems<\/li>\n<li>Not interfere with or disrupt our services<\/li>\n<li>Not use automated systems to access our services without permission<\/li>\n<\/ul>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Insurance Quotes and Accuracy<\/h2>\n<p class=\"text-gray-700\">Insurance quotes provided through our platform are estimates based on the information you provide. Actual insurance premiums and coverage may vary. We make no guarantee regarding the availability of insurance coverage or specific rates from any insurance provider.<\/p>\n<p class=\"text-gray-700 mt-3\">The accuracy of quotes depends on the accuracy and completeness of the information you provide. Final rates and coverage details are determined by the insurance companies.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Intellectual Property<\/h2>\n<p class=\"text-gray-700\">All content on the Insurology website, including text, graphics, logos, images, and software, is the property of Insurology or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.<\/p>\n<p class=\"text-gray-700 mt-3\">You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Third-Party Links and Services<\/h2>\n<p class=\"text-gray-700\">Our website may contain links to third-party websites and services. We are not responsible for the content, privacy policies, or practices of these third-party sites. Your use of third-party services is at your own risk.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Disclaimer of Warranties<\/h2>\n<p class=\"text-gray-700\">Our services are provided &#8220;as is&#8221; and &#8220;as available&#8221; without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure. We make no warranty regarding the quality, accuracy, or reliability of any information obtained through our services.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Limitation of Liability<\/h2>\n<p class=\"text-gray-700\">To the fullest extent permitted by law, Insurology shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of our services.<\/p>\n<p class=\"text-gray-700 mt-3\">Our total liability to you for any claims arising from your use of our services shall not exceed the amount you have paid us in the twelve months preceding the claim.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Indemnification<\/h2>\n<p class=\"text-gray-700\">You agree to indemnify, defend, and hold harmless Insurology and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services or violation of these Terms of Use.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Termination<\/h2>\n<p class=\"text-gray-700\">We reserve the right to suspend or terminate your access to our services at any time, without notice, for any reason, including violation of these Terms of Use.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Governing Law<\/h2>\n<p class=\"text-gray-700\">These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of Broward County, Florida.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Changes to Terms<\/h2>\n<p class=\"text-gray-700\">We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes your acceptance of the modified terms.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Severability<\/h2>\n<p class=\"text-gray-700\">If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.<\/p>\n<\/section>\n<section>\n<h2 class=\"text-2xl font-semibold text-gray-900 mb-4\">Contact Information<\/h2>\n<p class=\"text-gray-700 mb-2\">If you have questions about these Terms of Use, please contact us:<\/p>\n<div class=\"bg-teal-50 border border-teal-200 rounded-lg p-4 space-y-2\">\n<p class=\"text-gray-900\"><strong>Insurology Legal Department<\/strong><\/p>\n<p class=\"text-gray-700\">Email: legal@insurology.com<\/p>\n<p class=\"text-gray-700\">Phone: 1 (888) 641-0971<\/p>\n<p class=\"text-gray-700\">Address: 1797 N University Dr, Plantation, FL 33322<\/p>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Acceptance of Terms By accessing and using Insurology&#8217;s website and services, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our services. Description of Services Insurology provides an online platform for comparing insurance quotes, researching insurance&hellip; <a class=\"more-link\" href=\"http:\/\/circleof8.net\/demos\/ins_wp\/terms-of-services\/\">Continue reading <span class=\"screen-reader-text\">Terms of Services<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page - terms-of-services.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-65","page","type-page","status-publish","hentry","entry"],"acf":[],"_links":{"self":[{"href":"http:\/\/circleof8.net\/demos\/ins_wp\/wp-json\/wp\/v2\/pages\/65","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/circleof8.net\/demos\/ins_wp\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/circleof8.net\/demos\/ins_wp\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/circleof8.net\/demos\/ins_wp\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/circleof8.net\/demos\/ins_wp\/wp-json\/wp\/v2\/comments?post=65"}],"version-history":[{"count":3,"href":"http:\/\/circleof8.net\/demos\/ins_wp\/wp-json\/wp\/v2\/pages\/65\/revisions"}],"predecessor-version":[{"id":222,"href":"http:\/\/circleof8.net\/demos\/ins_wp\/wp-json\/wp\/v2\/pages\/65\/revisions\/222"}],"wp:attachment":[{"href":"http:\/\/circleof8.net\/demos\/ins_wp\/wp-json\/wp\/v2\/media?parent=65"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}